| |
| |
| Home Improvement Information | |
|
What to Know Before Signing a Home Improvement Contract
It is important to be a very careful consumer when it comes to home improvement contractors. For instance, I had a case where my client, an elderly and blind woman, signed a contract and paid $30,000.00 to a home improvement company that disappeared with all of her money! Unfortunately, the company was a scam operation, my client lost her life's savings and it will take some time in court before my client may ever see her money again however, her mistake will be a lesson to all of you because this article explains how to protect yourself from home improvement fraud. Before signing any contract with a home improvement company, first ask that company for its license number and check it out with your State or County Consumer Affairs' Business License Division. Find the License Division on the web or call information and get their number. You want to find out (1) the name and address of the company associated with the license number given to you, (2) if the company is currently licensed and the license expiration date and (3) whether any complaints have been made against that company. The answers to those questions will help you determine if you want to proceed with signing a contract. Make sure both the contractor and the company he works for are licensed to work in your State. If your going to sign the contract then make sure certain things are included pursuant to your understanding and as required by your State's Home Improvement Business Law. The contracting company's name, address and phone number should be printed on the contract. Also, it is important that the contracting company's home improvement license number is printed on the contract and that it is not different from the number you called and inquired about with Consumer Affairs. Lastly, make sure that all of the work to be performed is listed in the contract and that the approximate start and end dates of work are included. You should put a penalty clause in the contract regarding the contractor's failure to timely complete the work because contractors are notorious for starting jobs and then leaving for a few days or weeks to do other jobs while you sit and wait in your dismantled kitchen for him to return. Once the contract terms are satisfactory then the contract should be signed by both you and the company's representative. An example of a consumer protection law is New York's General Business Law §771 ("GBL") requiring all home improvement contracts shall be in writing and contain certain terms of payment, fees for services and materials and start and completion dates, among other terms. GBL §771 is a consumer protection statute to prevent the misunderstandings between contractor had consumer and to protect the consumer from overreaching of the contractor, such as charging for work that was not agreed upon. GBL §771 limits the contractor who disregards its written contract requirements to satisfactorily proving to a court each and every item of work he did and the reasonable value of each item by detailed invoices, timesheets and proof of hourly rates, among other proofs. So, if the contractor who failed to put your home improvement work in writing attempts to collect $20,000.00 from you, he has to prove the value of his services in detail before scaring you into paying an amount you had no idea about. New Jersey's Consumer Fraud Act and the Home Improvement Act protect the consumer even more by denying the contractor from recovering any monies if he violates any of the consumer laws AND he will pay three times the amount of damages (called treble damages) to the consumer for his failing to obtain proper permits or licenses or any other violation of those laws. Lastly, protect yourself by not paying 100% upfront. Most contracting companies ask for a deposit upon your signing the contract. I suggest that you put down as little as possible and arrange a payment schedule with the company where you will pay a certain amount as certain work is completed. Of course, always get a receipt, signed by the company and stating the date and amount of any monies paid to the company if you pay anything in cash. This article is certainly not all inclusive and is intended only as a brief explanation of the legal issue presented. Not all cases are alike and it is strongly recommended that you consult an attorney if you have any questions with respect to any legal matters. Any questions and/or comments with respect to this topic or any other topic, contact: Law Offices of Susan Chana Lask
About The Author Susan Chana Lask is named in the media as New York's "high powered attorney". She practices sucessfully all civil, criminal & appeals cases in State & Federal courts nationwide. http://www.appellate-brief.com
MORE RESOURCES:
Electrical |
General |
Heat & AC
| Pool / Spa
| Plumbing
| Roofing
| Solar
| LP Gas Landscape | Contact Us | Links | Home Improvement | Home Home Improvement Information Site Map
Home-Improvement - Google News |
|
|
|
RELATED ARTICLES
10 Quick Ways to Change Your Fire-less Fireplace from a Black Hole to a Worthy Focal Point Everyone loves a fireplace aglow with a roaring fire or flickering embers. But your fireplace need not be a gaping empty hole--like a picture frame without a picture--those times you choose not to have a fire. Add A Room To Your Home With A Patio Awning Do you need a patio awning for your lovely patio off of your backyard that only gets half the use it could because of rain or far too bright sun? Installing a patio awning to shade and protect it can be almost as good as adding a room to your home!When choosing a patio awning, you'll need to consider a number of things - the area that needs to be covered, the structure on which the awning will be installed (usually your house), the weather conditions in your area, the cost and the aesthetics. There are many types and styles of patio awning available to suit your needs - once you're certain what your needs are. Candle Making 101 If you'd like to try your hand at candle making, set aside two hours one day next weekend, and start with an easy project, using your old candles to test the waters. If it's instant gratification you crave, you'll see the fruits of your labor in just a couple of hours with a minimum expenditure for supplies. Choosing A New Floor Is it time to give that tired kitchen floor a face lift? Are you looking for just the right finishing touch for your new living room? The floor you choose can brighten a dark room, make a small one appear larger, or set the mood and tone for the rest of your decorating. There are so many flooring options available on the market these days that you're biggest problem will be deciding which floor you like best! Here are a few suggestions to ease your decision process. Your Shower Door Can Have A Huge Impact On The Look And Feel Of Your Bathroom! These days shower doors come in a wide variety of styles and designs. It's worth putting some thought into finding one that both suits your needs and looks great. If You're Looking for Bedding, Think "Pink" If you have come to a point in your life that you want a serious relationship, I would strongly suggest that you "think pink". This may sound strange to some of you, but I have discovered that the color "pink" has some interesting qualities. Rising Damp It doesn't sound like a particularly interesting topic, however a quick search on the worlds favourite internet search engine will show that in some circles rising damp is a very hot topic indeed. The trouble is that it appears that it could indeed be some type of religion or god; does it exist, or doesn't it? The truth of the matter is that rising damp does indeed exist in one form or another, but it is often misdiagnosed, or you can often pay for expensive treatment that really isn't necessary. Basement Dehumidifiers Basements are the most common location for dehumidifiers. Because of their low elevation and lack of air circulation, the air can moisten and stay moist for a long period of time. This Is Why People Should Consider Granite Countertops Granite countertops are among the most beautiful things you can add to your kitchen. Kitchen countertops gain a beautiful glow from these pieces of art. How To Choose Wall Mount Outdoor Mailboxes Sturdy wallmount outdoor mailboxes are no longer available in just standard sizes and colors. You can find a wide assortment of wall mount outdoor mailboxes for the outside of your home in many colors, textures, and materials. Helpful Kitchen Remodeling Ideas Functionality and aesthetics are the two main objectives of any kitchen remodeling plan. A kitchen must provide an efficient working place, even while it looks good. Cheap Interior Design Ideas Cheap interior design ideas come in many forms these days. From television shows to magazines, the industry is trying to teach the consumer how to design cheap. Tips For Buying a Whirlpool Bath Online So you're building the bath of your dreams but find the prices you have been quoted for the Whirlpool Bath way out of your budget.Don't despair and settle for a Whirlpool Bath you don't want!Go online and save by buying direct from a Whirlpool tub distributor. Duvet Covers Are Easy to Make Yourself Duvet covers are rather versatile when you think about it. If you want something that is really different for your bedroom, you may find expense is an issue in fancy, unique, well made fabric. How to Choose a Freezer for Home The average household freezer is a silent slave. It operates year in and year out, requiring nothing other than a constant supply of electricity. Outdoor Decks - Understanding Seven Elements of Good Deck Design You're all comfortable in your favorite lounge chair, reading your latest novel with a cool beverage nearby.. Whats So Special About My Front Door? "The doors we open and close each day decide the lives we live." - Flora WhittemoreYour front door welcomes all to your home. Heres What a Jacuzzi Will Do For You Jacuzzi's are a great recreational and health benefit for a home. Having some idea what type and what uses you will have for it, are keys to purchasing the right one for you. Patios: The New Trend in Home Remodels In years past a patio was sort of a throw on to a home. It was typically a concrete slab to keep your feet clean on your way in or out. Five Ways to Create a Healthy Home Have you ever thought of your home as being healthy or unhealthy? While the concept of a healthy home may be new to some of us, it is steadily gaining popularity with homeowners. A healthy home can include a number of elements from building materials used to construct your home to using non-toxic cleaning products.
|
Electrical |
General |
Heat & AC
| Pool / Spa
| Plumbing
| Roofing
| Solar
| LP Gas
Landscape
| Contact Us |
Links |
Home Improvement |
Home
Home Improvement Information Site Map
site map
MediaRocket
|
